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Truck
Accident News
In Indiana South Bend Home Improvement
Giving homeowners the opportunity to improve their quality of living.
The South Bend Home Improvement Program (SBHIP) provides assistance for home repairs, such as roof, furnace, electrical or plumbing. The SBHIP also helps with exterior structural repairs that will make a positive impact on the neighborhood.
The South Bend Home Improvement Program - What is it really?
This program provides either a grant or a loan/grant combination to make needed repairs. Eligibility for assistance is based upon total household income. Those eligible for a full grant can receive up to $12,500. If repairs needed exceed the $12,500, an additional $5,000 can be awarded in the form of a due-upon-sale mortgage. A mortgage that is due upon sale has no monthly payments, 0% interest, and the balance is due when the home is sold, you no longer reside in the home, or upon death of the owner.
Applicants for the loan/grant combination may receive up to $25,000 in repairs, with 50% in the form of a grant. The interest rate of the loan is 0% and the maximum term is 20 years. The loan amount cannot be more than the value of the home (including all loans secured by the home).
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